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Monthly Archives: January 2026

Car_SideImpact

EUOs and IMEs in Florida PIP Claims: How Insurers Use Them to Delay or Deny Benefits

By Smith, Ball, Báez & Prather |

After a West Palm Beach car accident, injured drivers often expect Personal Injury Protection benefits to begin flowing quickly. Florida’s no-fault system is designed to provide prompt access to medical care and wage replacement, regardless of who caused the crash. In practice, however, insurers frequently deploy two powerful tools during the pre-suit phase to… Read More »

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PI_Court

Early Missteps, Lasting Consequences: How Pre-Suit Investigations Under Florida Statutes §627.736 Can Derail PIP Recovery

By Smith, Ball, Báez & Prather |

After a car accident in West Palm Beach, many injured drivers assume that Personal Injury Protection benefits will be straightforward. Florida’s no-fault system is designed to provide quick access to medical care and wage replacement without the need to prove fault. In reality, however, PIP claims are among the most frequently contested areas of… Read More »

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Airbag

When Safety Fails: How Airbag Malfunctions Affect Liability in Severe Florida Crash Cases

By Smith, Ball, Báez & Prather |

Airbags are designed to save lives. Drivers trust that in a serious collision, these critical safety systems will deploy correctly and reduce the risk of catastrophic injury. When an airbag fails to deploy, deploys too late, or deploys with excessive force, the consequences can be devastating. In severe Florida crash cases, airbag malfunctions often… Read More »

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